The tale of two home-buyers (Or why the government should stay out of the mortgage business!) Let me introduce you to two home-buyers, the first is Mr. Frank Doodle and the second is Lisa Normal. They both decided they wanted to buy a house in the next 2 months. Lisa, age 47 with 2 kids …
Free at last! After 7 days of this madness, I sit here and think about the murder of George Floyd, and the riotous aftermath. Strangely a great feeling of joy has come over me. Yes, joy! I promise you that this article is going to piss some people off; it’s going to resonant with others, and hopefully; it will …
Follow The Money! I decided to do some research after hearing over and over that hospitals get extra money for corona-virus patients because, although I knew it had some truth, I wanted to know the whole truth. Here is what I found… We all have heard of the CARES Act but I am sure none …
The Equifax Breach and what you really need to do! Oh no! Someone hacked into Equifax and stole my Social Security Number, my Driver’s license number and all the information they would need to steal my identity! HELP HELP! This article is going to be contrary to everything you have been told about this breach …
The Equifax Breach and what you really need to do! Read More »
How many credit cards should I have? When counseling on credit and credit cards I often get similar questions. They range in categories of, “should I get credit cards?” to “how many credit cards should I have?”. The answers are pretty simple and very practical. Let me explain; Credit cards are a valuable tool for …
THE WORST CREDIT SCORE! In this society, we all understand the importance of having a great credit score. The ranges of credit scores go roughly from “horrible” of about 400 to “fantastic” of about 850. This scoring system is determined by both our ability to pay and prior history of paying our debt obligations. If …
