The Equifax Breach and what you really need to do! Oh no! Someone hacked into Equifax and stole my Social Security Number, my Driver’s license number and all the information they would need to steal my identity! HELP HELP! This article is going to be contrary to everything you have […]

The Equifax Breach and what you really need to do!


How many credit cards should I have?  When counseling on credit and credit cards I often get similar questions.  They  range in categories of, “should I get credit cards?” to “how many credit cards should I have?”. The answers are pretty simple and very practical. Let me explain; Credit cards […]

How Many Credit Cards Should I Have?


THE WORST CREDIT SCORE! In this society, we all understand the importance of having a great credit score.  The ranges of credit scores go roughly from “horrible” of about 400 to “fantastic” of about 850.  This scoring system is determined by both our ability to pay and prior history of […]

THE WORST CREDIT SCORE!